Reiz\u0113m \u0161\u0137iet, ka finan\u0161u pasaule ir k\u0101 vecs, putek\u013cains skapis, kur\u0101 viss notiek l\u0113ni un ar \u010d\u012bksto\u0146u. Atceros, k\u0101 pirms gadiem desmit p\u0101rskait\u012bju naudu par k\u0101du pirkumu \u2013 pag\u0101ja tr\u012bs dienas, kam\u0113r t\u0101 non\u0101ca sa\u0146\u0113m\u0113ja kont\u0101. Tr\u012bs dienas! M\u016bsdien\u0101s tas liekas absurdi. Un tie\u0161i te sp\u0113l\u0113 ien\u0101k FinTech, kas \u0161o skapi ir atr\u0101vis va\u013c\u0101 un pamat\u012bgi izv\u0113din\u0101jis. Tie\u0161i finan\u0161u tehnolo\u0123iju att\u012bst\u012bba Latvij\u0101<\/b> ir tas gaismas stars, kas p\u0113d\u0113jos gados ir piln\u012bb\u0101 p\u0101rveidojis m\u016bsu priek\u0161status par naudas liet\u0101m. Tas nav tikai par \u0101tr\u0101kiem maks\u0101jumiem. T\u0101 ir revol\u016bcija.<\/p>\nKas ir finan\u0161u tehnolo\u0123ijas un k\u0101p\u0113c t\u0101s ir svar\u012bgas Latvijai?<\/h2>\n
Labi, s\u0101ksim no pa\u0161a s\u0101kuma. Daudzi jaut\u0101, kas ir FinTech Latvij\u0101?<\/b> Vienk\u0101r\u0161iem v\u0101rdiem, FinTech (finan\u0161u tehnolo\u0123ijas) ir jebkura tehnolo\u0123ija, kas tiek izmantota, lai uzlabotu, automatiz\u0113tu vai piln\u012bb\u0101 p\u0101rveidotu finan\u0161u pakalpojumus. Tas ir milz\u012bgs spektrs \u2013 no mobilaj\u0101m maks\u0101jumu lietotn\u0113m un tie\u0161saistes aizdevumu platform\u0101m l\u012bdz sare\u017e\u0123\u012btiem algoritmiem, kas p\u0101rvalda invest\u012bciju portfe\u013cus. Latvijai, k\u0101 mazai un dinamiskai valstij, finan\u0161u tehnolo\u0123iju att\u012bst\u012bba Latvij\u0101<\/b> ir vit\u0101li svar\u012bga. M\u0113s nevaram konkur\u0113t ar lielvalst\u012bm m\u0113rog\u0101, bet m\u0113s varam konkur\u0113t ar \u0101trumu, elast\u012bbu un inov\u0101cij\u0101m. FinTech \u013cauj m\u016bsu uz\u0146\u0113mumiem viegl\u0101k sasniegt glob\u0101los tirgus, samazin\u0101t izmaksas un pied\u0101v\u0101t klientiem pakalpojumus, par k\u0101diem liel\u0101s, konservat\u012bv\u0101s bankas pat nesap\u0146o. T\u0101 ir m\u016bsu iesp\u0113ja izsisties. Un, manupr\u0101t, m\u0113s to izmantojam diezgan labi. Nenoliedzami, finan\u0161u tehnolo\u0123iju att\u012bst\u012bba Latvij\u0101<\/b> ir k\u013cuvusi par vienu no ekonomikas dzin\u0113jsp\u0113kiem.<\/p>\nFinan\u0161u tehnolo\u0123iju nozares pa\u0161reiz\u0113j\u0101 aina Latvij\u0101<\/h2>\n
\u0160obr\u012bd Latvijas FinTech ainava ir k\u0101 ros\u012bgs bi\u0161u strops. Ir daudz kust\u012bbas, jaunu ideju un, protams, ar\u012b izaicin\u0101jumu. Kopum\u0101 var teikt, ka finan\u0161u tehnolo\u0123iju att\u012bst\u012bba Latvij\u0101<\/b> ir sasniegusi brieduma f\u0101zi \u2013 vairs neesam tikai da\u017eu entuziastu pulci\u0146\u0161, bet gan nopietna nozare ar starptautisku atpaz\u012bstam\u012bbu.<\/p>\nGalvenie sp\u0113l\u0113t\u0101ji un inov\u0101cijas<\/h3>\n
Run\u0101jot par sp\u0113l\u0113t\u0101jiem, laukums ir raibs. Mums ir gan glob\u0101li atpaz\u012bstami v\u0101rdi, kas Latviju izv\u0113l\u0113ju\u0161ies par savu b\u0101zi, gan viet\u0113jie varo\u0146i, kas no gar\u0101\u017eas startapa izaugu\u0161i par nopietniem uz\u0146\u0113mumiem. Tie ir uz\u0146\u0113mumi, kas str\u0101d\u0101 ar savstarp\u0113jo aizdevumu platform\u0101m (P2P), maks\u0101jumu apstr\u0101di, digit\u0101lajiem makiem un pat “p\u0113rc tagad, maks\u0101 v\u0113l\u0101k” (BNPL) risin\u0101jumiem. Inov\u0101cijas? T\u0101s ir visur. No zibmaks\u0101jumiem, kas k\u013cuvu\u0161i par ikdienas normu, l\u012bdz arvien gudr\u0101k\u0101m kr\u0101p\u0161anas nov\u0113r\u0161anas sist\u0113m\u0101m. Lai sekotu l\u012bdzi visiem \u0161iem procesiem un jaunajiem tirgus dal\u012bbniekiem, labs biznesa port\u0101ls j\u016bsu uz\u0146\u0113muma izaugsmei<\/a> var b\u016bt nenov\u0113rt\u0113jams r\u012bks. Tom\u0113r j\u0101b\u016bt ar\u012b nedaudz skeptiskam \u2013 ne viss, ko sauc par inov\u0101ciju, t\u0101da ir. Da\u017ek\u0101rt t\u0101 ir tikai veca sist\u0113ma, iet\u012bta jaun\u0101, sp\u012bd\u012bg\u0101 aplik\u0101cij\u0101. Bet kopum\u0101 finan\u0161u tehnolo\u0123iju att\u012bst\u012bba Latvij\u0101<\/b> virz\u0101s pareizaj\u0101 virzien\u0101.<\/p>\n Ak, regulas. T\u0101 ir t\u0113ma, kas jebkuram FinTech uz\u0146\u0113m\u0113jam liek nop\u016bsties. No vienas puses, skaidrs regul\u0113jums (ko Latvij\u0101 uzrauga Latvijas Banka) ir nepiecie\u0161ams, lai nodro\u0161in\u0101tu tirgus stabilit\u0101ti un pat\u0113r\u0113t\u0101ju aizsardz\u012bbu. Tas ce\u013c uztic\u012bbu. No otras puses, birokr\u0101tija var b\u016bt neticami smagn\u0113ja un l\u0113na, kas ir piln\u012bgs pretstats FinTech dabai. Atrodot l\u012bdzsvaru starp inov\u0101ciju veicin\u0101\u0161anu un risku p\u0101rvald\u012bbu, tiek noteikts, cik strauja b\u016bs turpm\u0101k\u0101 finan\u0161u tehnolo\u0123iju att\u012bst\u012bba Latvij\u0101<\/b>. Reiz\u0113m \u0161\u0137iet, ka regulatori cen\u0161as ar zirga paj\u016bgu no\u0137ert “Tesla” automobili. Process notiek, bet var\u0113tu b\u016bt \u0101tr\u0101ks. Tom\u0113r, sal\u012bdzinot ar cit\u0101m valst\u012bm, m\u016bsu vide ir sal\u012bdzino\u0161i labv\u0113l\u012bga, kas ar\u012b veicina nozares izaugsmi. \u0160\u012b dinamika ir centr\u0101la visam, kas ir finan\u0161u tehnolo\u0123iju att\u012bst\u012bba Latvij\u0101<\/b>.<\/p>\n Kas dzen visu \u0161o ratu uz priek\u0161u? Tie nav tikai uz\u0146\u0113m\u0113ji ar spo\u017e\u0101m idej\u0101m. Tie ir ar\u012b tehnolo\u0123iskie l\u0113cieni un main\u012bgie pat\u0113r\u0113t\u0101ju paradumi. N\u0101kotnes finan\u0161u tehnolo\u0123iju att\u012bst\u012bba Latvij\u0101<\/b> balst\u012bsies uz vair\u0101kiem va\u013ciem.<\/p>\n \u0160\u012b ir joma, kur finan\u0161u tehnolo\u0123iju att\u012bst\u012bba Latvij\u0101<\/b> ir visredzam\u0101k\u0101. Es joproj\u0101m spilgti atceros, k\u0101 st\u0101v\u0113ju bankas fili\u0101l\u0113, lai apmaks\u0101tu r\u0113\u0137inu. Briesm\u012bgi. \u0160odien es varu izdar\u012bt p\u0101rskait\u012bjumu uz jebkuru vietu pasaul\u0113, kam\u0113r gaidu savu kafiju. Tas ir fenomen\u0101li. Maks\u0101jumu risin\u0101jumu inov\u0101cijas Latvij\u0101<\/b> ietver ne tikai zibmaks\u0101jumus, bet ar\u012b viedos termin\u0101\u013cus, neredzamos maks\u0101jumus un arvien pieaugo\u0161o digit\u0101lo maku popularit\u0101ti. Tas viss k\u013c\u016bst iesp\u0113jams, pateicoties stabilai infrastrukt\u016brai. Stabili un \u0101tri lmt interneta risin\u0101jumi biznesam<\/a> ir absol\u016bts pamatu pamats, bez kura neviena no \u0161\u012bm tehnolo\u0123ij\u0101m vienk\u0101r\u0161i nestr\u0101d\u0101tu. T\u0101 ir nozares asinsrite. N\u0101kamais solis? Iesp\u0113jams, maks\u0101jumi ar biometrijas datiem k\u013c\u016bs par ikdienu. J\u0101, finan\u0161u tehnolo\u0123iju att\u012bst\u012bba Latvij\u0101<\/b> \u0161eit ir \u013coti j\u016btama.<\/p>\n \u0160\u012b ir karst\u0101 un \u013coti pretrun\u012bg\u0101 t\u0113ma. No vienas puses, blok\u0137\u0113de pied\u0101v\u0101 decentraliz\u0101ciju, caursp\u012bd\u012bgumu un dro\u0161\u012bbu. Potenci\u0101ls ir milz\u012bgs \u2013 no gudro l\u012bgumu automatiz\u0101cijas l\u012bdz pieg\u0101des \u0137\u0113\u017eu izseko\u0161anai. No otras puses, kriptoval\u016btu tirgus ir me\u017eon\u012bgs, spekulat\u012bvs un pilns ar ap\u0161aub\u0101miem projektiem. Vai tas ir n\u0101kotnes naudas veids? Esmu skeptisks. Dr\u012bz\u0101k uzskatu, ka pati blok\u0137\u0113des tehnolo\u0123ija atrad\u012bs savu pielietojumu biznesa procesos, kam\u0113r kriptoval\u016btas paliks ni\u0161as produkts augsta riska investoriem. Latvij\u0101 jau ir uz\u0146\u0113mumi, kas eksperiment\u0113 ar blok\u0137\u0113di, un tas ir apsveicami. Tie\u0161i \u0161\u0101di eksperimenti virza uz priek\u0161u finan\u0161u tehnolo\u0123iju att\u012bst\u012bba Latvij\u0101<\/b>. Bez riska nav progresa. Pat ja da\u017eas idejas izg\u0101\u017eas.<\/p>\n M\u0101ksl\u012bgais intelekts (MI) jau tagad ir kl\u0101teso\u0161s, pat ja m\u0113s to ne vienm\u0113r paman\u0101m. Tas ir tas, kas pal\u012bdz bank\u0101m atkl\u0101t kr\u0101pnieciskus dar\u012bjumus re\u0101llaik\u0101, analiz\u0113 j\u016bsu kred\u012btv\u0113sturi, lai pied\u0101v\u0101tu personaliz\u0113tu aizdevumu, vai atbild uz j\u016bsu jaut\u0101jumiem \u010datbot\u0101. MI sp\u0113j apstr\u0101d\u0101t milz\u012bgu datu apjomu daudz \u0101tr\u0101k un prec\u012bz\u0101k nek\u0101 cilv\u0113ks. Tas padara finan\u0161u pakalpojumus pieejam\u0101kus un efekt\u012bv\u0101kus. Piem\u0113ram, jaunajiem uz\u0146\u0113m\u0113jiem tas var noz\u012bm\u0113t \u0101tr\u0101ku un objekt\u012bv\u0101ku izv\u0113rt\u0113\u0161anu, kad tiek mekl\u0113ts aizdevums jaunam biznesam<\/a>. Protams, ir ar\u012b \u0113nas puses \u2013 datu priv\u0101tums un algoritmu neobjektivit\u0101tes risks. Ta\u010du MI potenci\u0101ls ir nenoliedzams, un t\u0101 loma, ko tas sp\u0113l\u0113, lai notiktu finan\u0161u tehnolo\u0123iju att\u012bst\u012bba Latvij\u0101<\/b>, tikai pieaugs. Tie\u0161i finan\u0161u tehnolo\u0123iju att\u012bst\u012bba Latvij\u0101<\/b> ir cie\u0161i saist\u012bta ar MI integr\u0101ciju.<\/p>\n Protams, ce\u013c\u0161 nav kl\u0101ts tikai ar roz\u0113m. Ir savi \u0113rk\u0161\u0137i. Bet katrs izaicin\u0101jums ir ar\u012b mask\u0113ta iesp\u0113ja. Manupr\u0101t, tie\u0161i tas, k\u0101 m\u0113s tiksim gal\u0101 ar \u0161iem izaicin\u0101jumiem, noteiks, cik veiksm\u012bga b\u016bs t\u0101l\u0101k\u0101 finan\u0161u tehnolo\u0123iju att\u012bst\u012bba Latvij\u0101<\/b>.<\/p>\n \u0160is ir s\u0101p\u012bgs jaut\u0101jums ne tikai FinTech nozar\u0113. Mums Latvij\u0101 ir gudri un talant\u012bgi cilv\u0113ki, bet vi\u0146u ir par maz. M\u0113s konkur\u0113jam par programm\u0113t\u0101jiem, datu anal\u012bti\u0137iem un produktu vad\u012bt\u0101jiem ar Berl\u012bni, Londonu un Tallinu. Notur\u0113t un piesaist\u012bt talantus ir milz\u012bgs izaicin\u0101jums. Risin\u0101jums? J\u0101iegulda izgl\u012bt\u012bb\u0101, j\u0101veido pievilc\u012bga darba vide un j\u0101sp\u0113j pied\u0101v\u0101t ne tikai konkur\u0113tsp\u0113j\u012bgu atalgojumu, bet ar\u012b interesantus, glob\u0101la m\u0113roga projektus. Ja m\u0113s to nesp\u0113sim, tad finan\u0161u tehnolo\u0123iju att\u012bst\u012bba Latvij\u0101<\/b> neizb\u0113gami sabremz\u0113sies. Tik vienk\u0101r\u0161i. \u0160\u012b probl\u0113ma ir j\u0101risina sistem\u0101tiski.<\/p>\n Nauda ir degviela jebkuram startapam. Lai gan situ\u0101cija ir uzlabojusies, Latvij\u0101 joproj\u0101m tr\u016bkst riska kapit\u0101la, \u012bpa\u0161i agr\u012bn\u0101s stadijas uz\u0146\u0113mumiem. Viet\u0113jie investori bie\u017ei ir p\u0101r\u0101k konservat\u012bvi un baid\u0101s risk\u0113t. Tas liek daudziem perspekt\u012bviem projektiem mekl\u0113t finans\u0113jumu \u0101rpus valsts vai n\u012bku\u013cot. Par laimi, ir ar\u012b pozit\u012bvi piem\u0113ri un atbalsta meh\u0101nismi. Piem\u0113ram, pareizi struktur\u0113ts Eiropas finans\u0113jums biznesa att\u012bst\u012bbai<\/a> var b\u016bt lielisks starta punkts. Tom\u0113r mums ir j\u0101att\u012bsta sava riska kapit\u0101la ekosist\u0113ma, lai finan\u0161u tehnolo\u0123iju att\u012bst\u012bba Latvij\u0101<\/b> neb\u016btu atkar\u012bga tikai no \u0101r\u0113jiem avotiem. Veiksm\u012bga finan\u0161u tehnolo\u0123iju att\u012bst\u012bba Latvij\u0101<\/b> ir atkar\u012bga no pieejam\u0101 kapit\u0101la. \u0160is ir kritisks punkts. Kopum\u0101 finan\u0161u tehnolo\u0123iju att\u012bst\u012bba Latvij\u0101<\/b> ir cie\u0161i saist\u012bta ar invest\u012bciju vidi.<\/p>\n Prognoz\u0113t n\u0101kotni ir nepateic\u012bgs darbs, bet da\u017eas tendences ir ac\u012bmredzamas. FinTech nav tikai \u012bslaic\u012bga par\u0101d\u012bba; t\u0101 ir fundament\u0101la p\u0101rmai\u0146a, un t\u0101s ietekme tikai pieaugs. Tie\u0161i tas, k\u0101 FinTech ietekm\u0113 Latvijas ekonomiku<\/b>, ir jaut\u0101jums, uz kuru atbildes veidojas m\u016bsu acu priek\u0161\u0101.<\/p>\n S\u0101kum\u0101 bankas uz FinTech skat\u012bj\u0101s k\u0101 uz kaitino\u0161iem s\u012b\u010diem, kas m\u0113\u0123ina at\u0146emt vi\u0146u pusdienu naudu. Tagad attieksme ir main\u012bjusies. Bankas saprot, ka t\u0101s ir p\u0101r\u0101k lielas un l\u0113nas, lai inov\u0113tu FinTech \u0101trum\u0101. Savuk\u0101rt FinTech uz\u0146\u0113mumiem bie\u017ei tr\u016bkst banku klientu b\u0101zes un uzticam\u012bbas z\u012bmoga. Lo\u0123isks solis? Sadarb\u012bba. M\u0113s redz\u0113sim arvien vair\u0101k partner\u012bbu, kur bankas integr\u0113 FinTech risin\u0101jumus savos pakalpojumos vai pat ieg\u0101d\u0101jas startapus. T\u0101 ir simbioze, no kuras ieguv\u0113js b\u016bs klients, sa\u0146emot lab\u0101kus un \u0113rt\u0101kus pakalpojumus. \u0160\u012b siner\u0123ija pa\u0101trin\u0101s kop\u0113jo finan\u0161u tehnolo\u0123iju att\u012bst\u012bba Latvij\u0101<\/b>. Un t\u0101 ir laba zi\u0146a. Dom\u0101ju, ka finan\u0161u tehnolo\u0123iju att\u012bst\u012bba Latvij\u0101<\/b> dos lielu gr\u016bdienu. \u0160\u012b tendence ir nenov\u0113r\u0161ama, un finan\u0161u tehnolo\u0123iju att\u012bst\u012bba Latvij\u0101<\/b> to tikai apstiprina.<\/p>\n Latvijas tirgus ir mazs. \u013boti mazs. T\u0101p\u0113c jebkuram ambiciozam FinTech uz\u0146\u0113mumam jau no pirm\u0101s dienas ir j\u0101dom\u0101 glob\u0101li. T\u0101 ir gan nepiecie\u0161am\u012bba, gan milz\u012bga iesp\u0113ja. M\u016bsu uz\u0146\u0113mumi var pied\u0101v\u0101t savus risin\u0101jumus vis\u0101 Eirop\u0101 un pasaul\u0113. Mums ir talant\u012bgi speci\u0101listi, sal\u012bdzino\u0161i zemas izmaksas un laba reput\u0101cija tehnolo\u0123iju jom\u0101. Konkurence, protams, ir milz\u012bga. Bet tas liek kust\u0113ties, att\u012bst\u012bties un mekl\u0113t savu unik\u0101lo ni\u0161u. Tie\u0161i eksports ir tas, kas nodro\u0161in\u0101s ilgtsp\u0113j\u012bgu izaugsmi. T\u0101 ir FinTech nozares n\u0101kotne Latvij\u0101<\/b>. Veiksm\u012bga finan\u0161u tehnolo\u0123iju att\u012bst\u012bba Latvij\u0101<\/b> ir atkar\u012bga no sp\u0113jas konkur\u0113t starptautiski. J\u0101, finan\u0161u tehnolo\u0123iju att\u012bst\u012bba Latvij\u0101<\/b> ir glob\u0101ls sp\u0113l\u0113t\u0101js. Un finan\u0161u tehnolo\u0123iju att\u012bst\u012bba Latvij\u0101<\/b> ir atkar\u012bga no eksporta.<\/p>\n T\u0101tad, kur m\u0113s esam un kurp dodamies? Ce\u013c\u0161 ir bijis interesants un izaicin\u0101jumiem pilns. No da\u017eiem drosm\u012bgiem entuziastiem esam izaugu\u0161i par noz\u012bm\u012bgu un atpaz\u012bstamu ekosist\u0113mu. Finan\u0161u tehnolo\u0123iju att\u012bst\u012bba Latvij\u0101<\/b> ir pier\u0101d\u012bjusi, ka m\u0113s sp\u0113jam rad\u012bt pasaules l\u012bme\u0146a produktus. Ir skaidrs, ka n\u0101kotn\u0113 finanses b\u016bs v\u0113l digit\u0101l\u0101kas, personaliz\u0113t\u0101kas un neman\u0101m\u0101kas. M\u016bsu uzdevums ir nodro\u0161in\u0101t, lai Latvijas uz\u0146\u0113mumi b\u016btu \u0161\u012bs revol\u016bcijas priek\u0161gal\u0101, nevis paka\u013cpalic\u0113jos. Lai tas notiktu, ir nepiecie\u0161ams viss komplekss: talant\u012bgi cilv\u0113ki, gudra regul\u0101cija un, protams, drosm\u012bgas invest\u012bcijas. It \u012bpa\u0161i svar\u012bgs ir finans\u0113jums biznesa uzs\u0101k\u0161anai<\/a>, kas \u013cauj jaun\u0101m idej\u0101m p\u0101rtapt re\u0101los produktos. Tie\u0161i jaun\u0101k\u0101s finan\u0161u tehnolo\u0123ijas Latvij\u0101<\/b> turpin\u0101s main\u012bt m\u016bsu ikdienu. Man nav \u0161aubu, ka finan\u0161u tehnolo\u0123iju att\u012bst\u012bba Latvij\u0101<\/b> ir viens no m\u016bsu valsts veiksmes st\u0101stiem, un aizraujo\u0161\u0101k\u0101s noda\u013cas v\u0113l ir tikai priek\u0161\u0101. \u0160\u012b nozare ir pier\u0101d\u012bjums tam, ka ar pareizo pieeju finan\u0161u tehnolo\u0123iju att\u012bst\u012bba Latvij\u0101<\/b> var k\u013c\u016bt par piem\u0113ru citiem. T\u0101p\u0113c finan\u0161u tehnolo\u0123iju att\u012bst\u012bba Latvij\u0101<\/b> ir tik b\u016btiska. Un galu gal\u0101, finan\u0161u tehnolo\u0123iju att\u012bst\u012bba Latvij\u0101<\/b> ir m\u016bsu n\u0101kotne. Tas ir ce\u013c\u0161, no kura atk\u0101pties vairs nevar. Un ar\u012b nevajag. Nosl\u0113gum\u0101, finan\u0161u tehnolo\u0123iju att\u012bst\u012bba Latvij\u0101<\/b> ir nep\u0101rtraukts process.<\/p>\n","protected":false},"excerpt":{"rendered":" Reiz\u0113m \u0161\u0137iet, ka finan\u0161u pasaule ir k\u0101 vecs, putek\u013cains skapis, kur\u0101 viss notiek l\u0113ni un ar \u010d\u012bksto\u0146u. Atceros, k\u0101 pirms gadiem desmit p\u0101rskait\u012bju naudu par k\u0101du pirkumu \u2013 pag\u0101ja tr\u012bs dienas, kam\u0113r t\u0101 non\u0101ca sa\u0146\u0113m\u0113ja kont\u0101. Tr\u012bs dienas! M\u016bsdien\u0101s tas liekas absurdi. Un tie\u0161i te sp\u0113l\u0113 ien\u0101k FinTech, kas \u0161o skapi ir atr\u0101vis va\u013c\u0101 un […]<\/p>\n","protected":false},"author":2,"featured_media":375,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5,9],"tags":[],"class_list":["post-374","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tehnologijas","category-zzz"],"_links":{"self":[{"href":"https:\/\/worldpoint.eu\/lv\/wp-json\/wp\/v2\/posts\/374","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/worldpoint.eu\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/worldpoint.eu\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/worldpoint.eu\/lv\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/worldpoint.eu\/lv\/wp-json\/wp\/v2\/comments?post=374"}],"version-history":[{"count":1,"href":"https:\/\/worldpoint.eu\/lv\/wp-json\/wp\/v2\/posts\/374\/revisions"}],"predecessor-version":[{"id":376,"href":"https:\/\/worldpoint.eu\/lv\/wp-json\/wp\/v2\/posts\/374\/revisions\/376"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/worldpoint.eu\/lv\/wp-json\/wp\/v2\/media\/375"}],"wp:attachment":[{"href":"https:\/\/worldpoint.eu\/lv\/wp-json\/wp\/v2\/media?parent=374"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/worldpoint.eu\/lv\/wp-json\/wp\/v2\/categories?post=374"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/worldpoint.eu\/lv\/wp-json\/wp\/v2\/tags?post=374"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}Regulat\u012bv\u0101 vide un t\u0101s ietekme<\/h3>\n
Virz\u012bt\u0101jsp\u0113ki un inov\u0101cijas, kas veido Latvijas FinTech n\u0101kotni<\/h2>\n
Maks\u0101jumu risin\u0101jumu evol\u016bcija<\/h3>\n
Blok\u0137\u0113des un kriptoval\u016btu potenci\u0101ls<\/h3>\n
M\u0101ksl\u012bg\u0101 intelekta loma finan\u0161u pakalpojumos<\/h3>\n
Izaicin\u0101jumi un iesp\u0113jas Latvijas FinTech ekosist\u0113m\u0101<\/h2>\n
Talantu piesaiste un att\u012bst\u012bba<\/h3>\n
Invest\u012bciju piesaiste un riska kapit\u0101ls<\/h3>\n
K\u0101 FinTech main\u012bs Latvijas finan\u0161u ainavu n\u0101kotn\u0113?<\/h2>\n
Sadarb\u012bba starp tradicion\u0101laj\u0101m bank\u0101m un FinTech uz\u0146\u0113mumiem<\/h3>\n
Starptautisk\u0101 konkurence un eksporta iesp\u0113jas<\/h3>\n
Secin\u0101jumi: Latvijas FinTech ce\u013c\u0161 uz digit\u0101lo finan\u0161u n\u0101kotni<\/h2>\n